BUSINESS PLAN FRAMEWORK :
A brief summary of the business including a CV and Assets &
Statement on the Company or Individuals requiring the finance facility, plus
previous experience and copies of their Income and Accounts.
Full details of the Project will be required and the following points will need
a) Will there be a sole owner or an independent organisation?
b) How are you or your client’s intending to promote the Project?
(i.e. marketing plans)
c) Details of the area (ie. How popular is the area for this type of
PROJECT FINANCIAL STATUS
The total value of the Project will be required. What are the expenses
attributed to the running of the Project and are there any current loans, if yes,
are they to be repaid?
A complete Cash-Flow over the first three year’s of the loan, with a complete
financial projection allowing for monies “in” and “out”, will be required.
How much is actually required to be borrowed and over what term? How will
the monies be repaid from the Project?
What additional security is available either in the UK or Overseas for the
lender to have an additional charge(s), if required?
PRODUCTS AND SERVICES
A description of the products or services to be provided by the business
including any particular unique aspects of the business or service should be
The main risks for the business should be highlighted including any methods
of transferring risks or alleviating them to acceptable tolerance levels.
Any information in support of the above business plan is appended here,
• C.V’s of the Directors
• Three years Audited Accounts
• Pro forma Balance Sheets Profit & Loss Statements and Cashflow Forecasts
• Client/ Customer Lists
• Market Research Data
• Brochures and Marketing Literature
• Pre-sales letters or Contractual Agreements